The Sea Capital  |  SSM: 201601034075(1205016D)  |  Licensed by Bank Negara Malaysia (BNM)  |  Regulated under the Moneylenders Act 1951

How to Repay Your Loan

A complete guide to making repayments, understanding your schedule, and managing your loan.

Payment Methods

Recommended
🏦

Online Banking (FPX)

Pay via your bank's online banking portal using FPX. Available 24/7.

💳

Bank Transfer

Transfer directly to our designated bank account. Use your Application No. as reference.

🏢

In-Person Payment

Visit our office at {{ $companyAddr }} during office hours.

Step-by-Step Payment Guide

1

Log in to your borrower portal

Access your portal at theseacapitalloans.com and navigate to "Repayment Schedule" to view your next payment due date and amount.

2

Note your payment details

Record your Application Number (e.g. TD-2025-000001), the payment amount, and the due date.

3

Make the payment

Transfer the exact payment amount to our designated bank account. Use your Application Number as the payment reference.

4

Send your receipt

Email your payment receipt to {{ $companyEmail }} with your Application Number in the subject line for faster processing.

5

Confirmation

Once payment is verified, your repayment schedule will be updated and you will receive a confirmation email.

Important Notes

Always use your Application Number as the payment reference. Payments without a reference number may be delayed or misallocated.
Payment processing may take 1–3 business days. Your portal will be updated once payment is confirmed.
Late payments will incur a late payment fee as specified in your loan agreement. Contact us immediately if you anticipate difficulty making a payment.

Need Help with Repayment?

Our team is ready to assist you with any repayment questions or concerns.