The Sea Capital  |  SSM: 201601034075(1205016D)  |  Licensed by Bank Negara Malaysia (BNM)  |  Regulated under the Moneylenders Act 1951
Lowest Rate

Secured Loan

Our Secured Loan offers the highest loan amounts and lowest interest rates for borrowers who can provide collateral such as property title deeds or vehicle registration cards (V5C). Ideal for large-scale financing needs including property renovation, business acquisition, or debt consolidation.

Loan Amount

RM 50,000 – RM 1,000,000

Monthly Rate

0.8% p.m.

Tenure

12–120 months

Eligibility Requirements

Minimum Age

21 years

Maximum Age

65 years

Minimum Monthly Income

RM 8,000

Collateral Required

Yes

Processing Fee

2.00% of loan amount

Late Payment Fee

RM 300.00

Collateral Information

Accepted collateral: Freehold/leasehold property title deed, or vehicle registration card (V5C) for vehicles not older than 10 years.

Required Documents

🪪 IC Front
🪪 IC Back
🤳 Selfie with IC
🏦 Bank Statement
📊 EA Form
🔒 Collateral Doc
🏠 Utility Bill

Loan Calculator

Amount

Tenure

Monthly Payment
Total Interest
Total Repayment
Apply Now

* Estimate only. Subject to credit assessment.

Have Questions?

Our team is ready to help you choose the right loan product.

📞 03-9213 1818