Best for SMEs
SME Loan
Our SME Loan is tailored for small and medium-sized enterprises (SMEs) in Malaysia. With higher loan amounts and longer tenures, this product supports business expansion, inventory purchase, equipment upgrades, and working capital needs. Eligible businesses must have been operating for at least 1 year.
Loan Amount
RM 20,000 – RM 500,000
Monthly Rate
1.0% p.m.
Tenure
12–120 months
Eligibility Requirements
Minimum Age
21 years
Maximum Age
65 years
Minimum Monthly Income
RM 5,000
Collateral Required
No
Processing Fee
2.00% of loan amount
Late Payment Fee
RM 200.00
Required Documents
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IC Front
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IC Back
🤳
Selfie with IC
📋
SSM Certificate
🏦
Bank Statement
📊
EA Form
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Utility Bill
Loan Calculator
Amount
Tenure
Monthly Payment
Total Interest
Total Repayment
* Estimate only. Subject to credit assessment.