The Sea Capital  |  SSM: 201601034075(1205016D)  |  Licensed by Bank Negara Malaysia (BNM)  |  Regulated under the Moneylenders Act 1951
Fast Approval

Business Loan

Our Business Loan provides Malaysian business owners with the capital they need to grow, expand, or manage cash flow. Suitable for sole proprietors, partnerships, and private limited companies. Competitive rates with longer repayment terms to ease your cash flow.

Loan Amount

RM 10,000 – RM 200,000

Monthly Rate

1.2% p.m.

Tenure

12–84 months

Eligibility Requirements

Minimum Age

21 years

Maximum Age

65 years

Minimum Monthly Income

RM 3,000

Collateral Required

No

Processing Fee

1.50% of loan amount

Late Payment Fee

RM 100.00

Required Documents

🪪 IC Front
🪪 IC Back
🤳 Selfie with IC
📋 SSM Certificate
🏦 Bank Statement
📊 EA Form

Loan Calculator

Amount

Tenure

Monthly Payment
Total Interest
Total Repayment
Apply Now

* Estimate only. Subject to credit assessment.

Have Questions?

Our team is ready to help you choose the right loan product.

📞 03-9213 1818