The Sea Capital  |  SSM: 201601034075(1205016D)  |  Licensed by Bank Negara Malaysia (BNM)  |  Regulated under the Moneylenders Act 1951
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Personal Loan

Our Personal Loan is designed for Malaysian residents who need quick access to funds for personal use. Whether it's home renovation, education fees, medical emergencies, or travel, we offer competitive rates with flexible repayment terms. No collateral required.

Loan Amount

RM 1,000 – RM 50,000

Monthly Rate

1.5% p.m.

Tenure

6–60 months

Eligibility Requirements

Minimum Age

21 years

Maximum Age

60 years

Minimum Monthly Income

RM 1,500

Collateral Required

No

Processing Fee

1.00% of loan amount

Late Payment Fee

RM 50.00

Required Documents

🪪 IC Front
🪪 IC Back
🤳 Selfie with IC
💼 Payslip (3 months)
🏦 Bank Statement

Loan Calculator

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* Estimate only. Subject to credit assessment.

Have Questions?

Our team is ready to help you choose the right loan product.

📞 03-9213 1818